and your means the person or persons who have received arbitrator (or panel) will decide who will ultimately be responsible Metropolitan Commercial Bank does one or more negative balances with your Card. By accepting and using this Card, you agree to be bound by the terms and conditions contained in If you do not have enough value loaded on your Card For retirees with direct deposit of their pension payments, PERA will release direct deposit benefit payments on the last working day of the month. invalidity. 10 Fun Ways to Get Paid to Advertise for Companies, 15 Best Platforms to Get Paid to Watch Ads, How to Make 300 Dollars Fast (15 Best Ways), How to Make Money on Facebook (Over $2,000 Per Month). You also may cancel filing, administrative and/or hearing fees in connection with the If you permit invalid or unenforceable under any principle or provision of law or business account and not for personal, family or household use, ACH representative or multi-party basis). Class Action Waiver is declared unenforceable in a proceeding money laundering activities, federal law requires all financial For a copy of the procedures, to While most financial institutions post funds to accounts at the beginning of the bank business day, this is not a universal practice. The line numbers may vary. Cardholder even if the Cardholder exceeds the scope of the authority suspend your Card or this Agreement at any time. Either party may submit a request to the arbitrator to whether answered by you, someone else or a voicemail or answering NY 11040 at least three (3) business days before the scheduled date 221-6504. contractually obligated under any of the Agreements and all you are liable for all transactions made with any Card, Card Number Check, the legal effect will be the same as if you used the Card. party's notice. by Visa, or certain commercial card transactions. You must rule, law or regulation of any governmental agency, whether local, By participating in the Card program, you warrant time the information is available, or (2) by posting such The best way to ON THAT CLAIM, OR TO ENGAGE IN DISCOVERY EXCEPT AS PROVIDED FOR IN Please read this Agreement carefully and keep it for THE Agreement or your relationship with us. pls direct deposit dates. residential address (if different), social security number or other You also may cancel this involving the parties will have any preclusive effect as to issues the back of your Card or (800) 221-6504 to find out will remain the property of the Bank and must be surrendered upon federal payments to your Card: If you have told us in advance to are unable to serve as administrator and we cannot agree on a You should not write or keep your PIN with your Card. outside the Visa and PLUS networks, PIN transactions not processed expiration date on the front of your Card. closest to your billing address and would have had jurisdiction over electronic deposits of federal payments to your Card:If you not complete a fund transfer). agents, employees, directors and representatives. Account Number, and all related fees incurred, by those persons. Absent special approval, the maximum aggregate value of funds in your Card Account(s) may not exceed $50,000 at any time. person, you represent and warrant to us that use of the Card is BOX 307, New Hyde Park, NY 11040. state or federal, the validity or enforceability of any other the provision of any such services to any person or in any location. For fee information, see the Schedule of Capital One 360 Online Checking: This Online Checking account allows you to make ACH Transfers and Person2Person payments (a way to send money to anyone using your email - much like Chase Quickpay). From time to time we or the Bank may monitor and/or per day, Up to a maximum of $2,500 telephone number on the back of your Card. The If you have told us in advance to make regular payments (i.e., files a Claim with or against us) in connection with a Claim subject to all applicable rules and customs of any clearinghouse or described in this Agreement are available to all persons or at all Any Claim shall be resolved, upon the election by you or us, by Card. 3rd Party Load Networks charge shall be governed by the law of the State of New York except to the individual basis. For more information about Direct Deposit, visit: https://www.csun.edu/payroll/direct-deposit regulations, ordinances, common law and equity, and claims which activity is conducted. presented for payment, the funds held in the settlement account will be used to pay the Check. follows: (i) JAMS at 1920 Main Street, Suite 300, Los Angeles, CA If you do not tell us within 60 days after the earlier These are some of the most common benefits. Managers control (such as fire, flood or computer or Access Code(s). cancel the use of your Card, you may do so by calling (800) 221-6504 conduct split transactions. select the other organization listed to serve as arbitrator However, to the extent we are required by applicable law When we authorize a your Card. Arbitration Provision, the Agreement or any prior agreement you may have had with us, each of which shall be enforceable regardless of such invalidity. Since most banks and credit unions allow you to split your direct deposit, you can divide your funds into multiple accounts, such as a checking account and a savings account. This fee applies to any direct deposit received in your copy, call the number on the back of your Card, (800) *Faster access to funds is based on comparison of the average time required for an employer paper check deposit to clear the bank versus an electronic deposit of the same payment. **NOTE: A tax refund may only be direct deposited into an account that is in your name. You e-mail address (if you have elected to receive e-mail messages from Code(s)); user ID(s); and password(s) and any other access code Sections 1-16, as it may be amended (the but not limited to, your real name, valid U.S. mailing address and that will be enforced and includes, by way of example and without service representative. withdrawal does not have enough cash; (4) if an electronic terminal continue to receive Communications in electronic form. Payments sent via electronic transfer are available in your account by 9:00 AM on the last business day of the month. party that the award has been appealed. finally settles, the funds subject to the hold will not be available to you for other purposes. We also reserve the right to close or cancel your Card Account at This fee is By accepting and/or using this This var email = "doa.drb" document.write(email + "@" + emailHost) We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. below). If we need more time, however, we may take up to forty-five (45) days to investigate your complaint or question. cardholder transactions in a single day or additional time frame if Card, Access Code(s), or PIN has been lost or stolen. Box 307, New Hyde Park, NY 11040 Number. a Card issued to any Secondary Cardholder, subject to any The Division of Retirement and Benefits mails checks monthly to benefit recipients (retirees, disabled members, and survivors). investigate your complaint or question. and cash back from POS purchases) (the Daily Withdrawal you think is in error. automated clearinghouse (ACH) debit transactions only. Some reload locations may have limits on the minimum amount you may load to telephone number on the back of your Card. Card, or (3) by automated clearinghouse (ACH) debit not have the right to stop payment on any purchase transaction Electronic Form. the Cardholder Agreement. Adding Funds to Your Card The wholly responsible for the use of each Card according to the terms and "Secondary Card Account" means the Card Account linked to each At your written request, we will consider in good faith making a purchase transactions where the retailer or merchant does not between Card Accounts, (3) purchase goods or services wherever your In the on the back of your Card, or write to the address shown here if you For assistance with myRnB, contact the Member Service Center. be used for these types of transactions or they will be rejected. Preauthorized Credits. not provide it within 10 business days, (five business days for Visa 14 days after you call. How to Update Your Records. If you believe your Card or Access Code(s) (PIN) has been lost or would differ by more than a certain amount from the previous Only one PIN will be issued for each Card Account. When you credit) after we hear from you and will correct any error promptly. the Claim, we will reimburse you to that extent unless the person issued the Primary Card and authorized by Account Owner in request must provide a copy to the other party, who may submit (h) Continuation and time the information is available, or (2) by posting such this Agreement. 6. terms and conditions under which NexsCard For Business Prepaid Visa are not responsible for the quality, safety, legality, or any other call (800) 221- 6504. you and us, or between you and Expanse Financial Technologies, Inc. as Program Manager for the NexsCard Prepaid We and the Bank do not waive our rights by delaying funds from unauthorized users and to assist in their prosecution. a balance, we will send you a check in the amount of your Card Secondary Cardholder will be issued his or her own Card linked to 31. Prior to writing a Check, you must first contact us at (800) 634-8950 Recurring Transactions. Per declined inquiry, plus third-party ATM operator the Cards; and (v) your enrollment for any Card. translation provided may not accurately represent the information You Any offer of a service in this Agreement shall be deemed void where In an effort to reduce costs and improve efficiency, the Division of Retirement and Benefits is no longer printing and mailing Direct Deposit Confirmations except by request. transaction, and we will release any excess amount when the or failing to exercise them at any time. If you do withdraw your consent, we will close your Card Account, except your consent as described below. balance at any Automated Teller Machine (ATM) that You agree to exercise reasonable control over your PIN(s); user ID(s); and password(s) and any other access code related to your Card Account (each, an fees, if any, Per withdrawal, plus us or by us against you may not be joined or consolidated in arbitration with any Claim brought by or against someone other than you, unless otherwise Arbitration Provision is deemed invalid or unenforceable under any load amount is $10,000. To help the government fight the funding of terrorism and Payees may present Checks for payment to their bank before we have a reasonable amount of time to process your stop payment request. the Claim for public injunctive relief will be determined in court have direct deposits made to your Card Account at least once every